Thank you for visiting
the Arkansas Insurance Department (AID) website. Your privacy is very
important to us. Simply stated, our policy is to collect no personal
information about you when you visit our site, unless you affirmatively
choose to make such information available to us when submitting a
complaint, suggestion or registration form.
website. We have noticed that Microsoft Internet Explorer 6 may
(.asp file extension) but we assure you it is a false indication and we
are NOT using cookies.
- Access to and use of the AID World Wide Web
site is provided subject to the following terms and conditions. PLEASE
READ THESE TERMS CAREFULLY AS USE OF THIS SITE CONSTITUTES ACCEPTANCE
OF THESE TERMS AND CONDITIONS.
- Notice of Use
- Duty to
- Choice of Law
to the AID Website
About Privacy and Security
This World Wide Web (WWW)
site is provided as a public service by the Arkansas Insurance
description of AID's current practices and shall not be construed as a
contractual undertaking. AID reserves the right to amend its Internet
privacy and public records obligations are governed solely by
applicable Arkansas statutes, including, but not limited to, the
Arkansas Freedom of Information Act (25-19-101 et
all) and any applicable United States federal laws.
When you come to this web
site to browse, our Web server automatically recognizes only the
Internet domain and IP address from which you accessed the site. This
information does not result in the identification of your personal
e-mail address or other personal information. In addition,
information is only gathered regarding the volume and timing of access
to the site by collecting information on the date, time and pages you
visited while at the site. This government computer system uses
industry-standard software to create summary statistics, which are used
for such things as assessing what information is of most and least
interest, determining technical design specifications, and identifying
system performance or problem areas so that the content of and
functionality of our site can be improved. We use the information
we collect to measure the number of visitors to the different sections
of our site, and to help us make our pages more useful to visitors.
This information is only used internally, does not contain personal
identifiers, and will only be used for internal management purposes.
Where identifying information is asked of you
(to respond to an information request, etc.) that information is used
only for responding to your comment or question and is not made
available for other purposes.
For site security purposes and to ensure that
this service remains available to all users, this government computer
system employs industry-standard methods to monitor network traffic to
identify unauthorized attempts to upload or change information, or
otherwise cause damage.
No other attempts are made
to identify individual users or their usage habits. Raw data logs are
used for no other purposes.
Unauthorized attempts to upload information or
change information on this service are strictly prohibited and may be
punishable under the Computer Fraud and Abuse Act of 1986, or the
Computer-Related Crimes provisions under Arkansas law, Ark. Code Ann.
5-41-101 et seq.
to be very clear: We will not obtain personally-identifying
information about you when you visit our site, unless you choose to
provide such information to us. Except as might be required by law, we
do not share any information we receive with outside parties.
information collected within the context of E-mail links or interactive
forms are used
only for the expressed purpose of responding to your comment, or
question and is not used for other purposes.
not required for submission of comments or citizen complaints that you
provide any personally identifying information, such as your name or
your E-mail address. However, that information would be necessary for
us to send you a response.
collect personally identifiable information (name and E-mail address)
only if specifically and knowingly provided by you. If you choose
to identify yourself when sending an E-mail message or filling out a
may decide to send us personally-identifying information, for example,
in an electronic mail message, filling out an interactive form, or
requesting printed materials be mailed to
you. We use personally-identifying information only to accomplish
the requested activity. Any information that we collect via a
questionnaire or form may be subject to disclosure; but, will be
handled in accordance with the requirements of Federal and/or State
Privacy Acts and Freedom of Information Acts, to ensure the greatest
protection of personal privacy in the face of any required disclosure.
information which you decide to provide may be retained by staff to
ensure that an appropriate response is provided or to maintain contact
with the user if appropriate.
Information is collected
generically for statistical purposes. The purpose of this use is to
measure user interest in various areas of our site. This information is
not expressed in any form which would reveal personally identifying
stated: We will never deliver to or sell your information to
outside parties. However, please be aware that as a public
agency, under the Arkansas Freedom of Information Act (FOIA), any
records in the possession of AID may be subject to being inspected by
or disclosed to members of the public for any purpose they may desire,
unless specifically exempted by law.
the State of Arkansas, the Insurance Department, nor any of its
employees shall be held liable for any improper or
incorrect use of the information described and/or contained herein and
assumes no responsibility for anyone's use of the information. In no
event shall the Department or its employees be liable for any direct,
indirect, incidental, special, exemplary, or consequential damages
(including, but not limited to, procurement or substitute goods or
services; loss of use, data, or profits; or business interruption)
however caused and on any theory of liability, whether in contract,
strict liability, or tort (including negligence or otherwise) arising
in any way out of the use of this system, even if advised of the
possibility of such damage. This disclaimer of liability applies to any
damages or injury, including but not limited to those caused by any
failure of performance, error, omission, interruption, deletion,
defect, delay in operation or transmission, computer virus,
communication line failure, theft or destruction or unauthorized access
to, alteration of, or use of record, whether for breach of contract,
tortious behavior, negligence or under any other cause of action.
Warranties and Accuracy of Data
the data found using the Department's access systems have been produced
and processed from sources believed to be reliable, no warranty,
expressed or implied, is made regarding accuracy, adequacy,
completeness, legality, reliability or usefulness of any information.
This disclaimer applies to both isolated and aggregate uses of the
information. The Department provides this information on an "as is"
basis. All warranties of any kind, express or implied,
including but not limited to the implied warranties of merchantability,
fitness for a particular purpose, freedom from contamination by
computer viruses and non-infringement of proprietary rights are
disclaimed. Changes may be periodically made to the information herein;
these changes may or may not be incorporated in any new version of the
publication. If you have obtained information from the Department from
a source other than the Department, be aware that electronic data can
be altered subsequent to original distribution. Data can also quickly
become out-of-date. It is recommended that careful attention be paid to
the contents of any data associated with a file, and that the
originator of the data or information be contacted with any questions
regarding appropriate use.
Disclaimer of Endorsement
Department is a distributor of content sometimes supplied by third
parties and users. Any opinions, advice, statements, services, offers,
or other information or content expressed or made available by third
parties, including information providers, users, or others, are those
of the respective author(s) or distributor(s) and do not necessarily
state or reflect those of the Department or the State of Arkansas and
shall not be used for advertising or product endorsement purposes.
Reference herein to any specific commercial products, process, or
service by trade name, trademark, manufacturer, or otherwise, does not
constitute or imply its endorsement, recommendation, or favoring by the
Department or the State of Arkansas.
Disclaimer for External Links
provide links to external web sites that are not controlled, maintained
or regulated by AID. These include links to web sites operated by other
government agencies, nonprofit organizations and private businesses.
When you link to another site, you are no longer on AID's web site and
this Privacy Notice will not apply. When you link to another web site,
Department is not responsible for the contents of any off-site pages
referenced. The user specifically acknowledges that the Department is
not liable for the defamatory, offensive, or illegal conduct of other
users, links, or third parties and that the risk of injury from the
foregoing rests entirely with the user. Links from the Department on
the World Wide Web to other sites do not constitute an endorsement from
the Department or the State of Arkansas. These links are provided as an
information service only. It is the responsibility of the web surfer to
evaluate the content and usefulness of information obtained from other
Department's Homepage contains links to other related World Wide Web
Internet sites and resources. Since the Department's Homepage is not
responsible for the availability of these outside resources, or their
contents, you should direct any concerns regarding any external link to
its site administrator or Webmaster.
Disclaimer of Duty
to Continue Provision of Data
the dynamic nature of the Internet, resources that are free and
publicly available one day may require a fee or restricted access the
next, and the location of items may change as menus, homepages, and
files are reorganized. The user expressly agrees that use of the
Department website is at the user's sole risk. The Department does not
warrant that the service will be uninterrupted or error free. The
documents and related graphics published on this server could contain
technical inaccuracies or typographical errors. Changes are
periodically added to the information herein. The Department and/or its
respective programs may make improvements and/or changes in the
information and/or programs described herein at any time.
Construction of the
disclaimers above and resolution of disputes thereof are governed by
the laws of the State of Arkansas. The laws of the State of Arkansas,
U.S.A., shall apply to all uses of this data and this system. By use of
this system and any data contained therein, the user agrees that use
shall conform to all applicable laws and regulations and user shall not
violate the rights of any third parties.
presented on this WWW site is considered public information and may be
distributed or copied. The State of Arkansas retains a nonexclusive,
royalty-free license to publish or reproduce these documents, or allow
others to do so, for State Government purposes. These documents may be
freely distributed and used for non-commercial, scientific and
educational purposes. Commercial use of the documents available from
this server may be protected under the U.S. and Foreign Copyright Laws.
The Department shall remain
the sole and exclusive owner of all rights, title and interest in and
to all specifically copyrighted information created and posted for
inclusion in this system.
Microsoft Windows, Internet
Explorer, Access 97, Access 2000, Excel, PowerPoint and PowerPoint 2000
are registered trademarks of Microsoft Corporation.
Adobe, Adobe Acrobat, Adobe
Acrobat Reader and PDF are registered trademarks of Adobe Systems
Netscape, the Netscape "N" and
"Ship's Wheel" logos are registered trademarks of Netscape
Communications Corporation in the U.S. and other countries.
PKZIP and PKUNZIP are
registered trademarks of PKWARE, Inc.
WinZip is a registered
trademark of WinZip Computing, Inc.
All other trademarks and
registered trademarks are the property of their respective holders.
Linking to the AID Website
to the Department's website are permissible, if not encouraged.
However, we do ask that links point to the home page (http://www.insurance.arkansas.gov/)
rather than to a specific page as those links may change.