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Thank you for visiting the Arkansas Insurance
Department (AID) Web site. Your privacy is very important to us. Simply stated, our policy is to collect no
personal information about you when you visit our site, unless you
affirmatively choose to make such information available to us when
submitting a complaint, suggestion or registration form.
Use of Cookies: It is our policy NOT to use
cookies whatsoever anywhere in our website. We have noticed that
Microsoft Internet Explorer 6 may falsely indicate a use of cookies on
some of our "active server pages" (.asp file extension) but we
assure you it is a false indication and we are NOT using cookies.
Access to and use of the AID World Wide Web site
is provided subject to the following terms and conditions. PLEASE READ
THESE TERMS CAREFULLY AS USE OF THIS SITE CONSTITUTES ACCEPTANCE OF THESE
TERMS AND CONDITIONS.
1.
Privacy & Security
2.
Notice of Use
3.
Liabilities
4.
Warranties &
Accuracy of Data
5.
Endorsement
6.
External Links
7.
Duty to Continue
Provision of Data
8.
Choice of Law
9.
Copyright/Trademark
10. Linking
to the AID Website
______________________________________________________________________
About Privacy and Security
1.
This World Wide Web (WWW) site
is provided as a public service by the Arkansas Insurance Department
(AID). This Internet privacy policy statement is a description of
AID's current practices and shall not be construed as a contractual
undertaking. AID reserves the right to amend its Internet Privacy Policy
and this statement at any time without notice. AID's privacy and public
records obligations are governed solely by applicable Arkansas statutes,
including, but not limited to, the Arkansas Freedom of Information Act
(25-19-101 et all) and any applicable United States
federal laws.
2.
When you come to this web site
to browse, our Web server automatically recognizes only the Internet
domain and IP address from which you accessed the site. This information
does not result in the identification of your personal e-mail address or
other personal information. In addition, information is only
gathered regarding the volume and timing of access to the site by
collecting information on the date, time and pages you visited while at
the site. This government computer system uses industry-standard
software to create summary statistics, which are used for such things as
assessing what information is of most and least interest, determining
technical design specifications, and identifying system performance or
problem areas so that the content of and functionality of our site can be
improved. We use the information we collect to measure the number
of visitors to the different sections of our site, and to help us make
our pages more useful to visitors. This information is only used
internally, does not contain personal identifiers, and will only be used
for internal management purposes.
3.
Where identifying information
is asked of you (to respond to an information request, etc.) that
information is used only for responding to your comment or question and
is not made available for other purposes.
4.
For site security purposes and
to ensure that this service remains available to all users, this
government computer system employs industry-standard methods to monitor
network traffic to identify unauthorized attempts to upload or change
information, or otherwise cause damage.
5.
No other attempts are made to
identify individual users or their usage habits. Raw data logs are used
for no other purposes.
6.
Unauthorized attempts to upload
information or change information on this service are strictly prohibited
and may be punishable under the Computer Fraud and Abuse Act of 1986, or
the Computer-Related Crimes provisions under Arkansas law, Ark. Code Ann.
5-41-101 et seq.
7.
We want to be
very clear: We will not obtain personally-identifying information about
you when you visit our site, unless you choose to provide such
information to us. Except as might be required by law, we do not share
any information we receive with outside parties.
______________________________________________________________________
Notice of Use
Any information collected within the context of
E-mail links or interactive
forms are used only for the expressed purpose of responding to your
comment, or question and is not used for other purposes.
It is not required for submission of comments or
citizen complaints that you provide any personally identifying
information, such as your name or your E-mail address. However, that
information would be necessary for us to send you a response.
We collect personally identifiable information
(name and E-mail address) only if specifically and knowingly provided by
you. If you choose to identify yourself when sending an E-mail
message or filling out a form:
1.
You may decide to send us
personally-identifying information, for example, in an electronic mail
message, filling out an interactive form, or requesting printed materials
be
mailed to you. We use personally-identifying information only to
accomplish the requested activity. Any information that we collect via a
questionnaire or form may be subject to disclosure; but, will be handled
in accordance with the requirements of Federal and/or State Privacy Acts
and Freedom of Information Acts, to ensure the greatest protection of
personal privacy in the face of any required disclosure.
2.
Personally identifying
information which you decide to provide may be retained by staff to
ensure that an appropriate response is provided or to maintain contact
with the user if appropriate.
3.
Information is collected
generically for statistical purposes. The purpose of this use is to
measure user interest in various areas of our site. This information is
not expressed in any form which would reveal personally identifying
information.
4.
Simply
stated: We will never deliver to or sell your information to outside
parties. However, please be aware that as a public agency, under
the Arkansas Freedom of Information Act (FOIA), any records in the
possession of AID may be subject to being inspected by or disclosed to
members of the public for any purpose they may desire, unless
specifically exempted by law.
______________________________________________________________________
Disclaimer of Liability
Neither the State
of Arkansas, the Insurance Department, nor any of its employees shall be held liable for any improper
or incorrect use of the information described and/or contained herein and
assumes no responsibility for anyone's use of the information. In no
event shall the Department or its employees be liable for any direct,
indirect, incidental, special, exemplary, or consequential damages
(including, but not limited to, procurement or substitute goods or
services; loss of use, data, or profits; or business interruption)
however caused and on any theory of liability, whether in contract,
strict liability, or tort (including negligence or otherwise) arising in
any way out of the use of this system, even if advised of the possibility
of such damage. This disclaimer of liability applies to any damages or
injury, including but not limited to those caused by any failure of
performance, error, omission, interruption, deletion, defect, delay in
operation or transmission, computer virus, communication line failure,
theft or destruction or unauthorized access to, alteration of, or use of
record, whether for breach of contract, tortious behavior, negligence or
under any other cause of action.
______________________________________________________________________
Disclaimer of Warranties and
Accuracy of Data
Although the data found using the Department's
access systems have been produced and processed from sources believed to
be reliable, no warranty, expressed or implied, is made regarding
accuracy, adequacy, completeness, legality, reliability or usefulness of
any information. This disclaimer applies to both isolated and aggregate
uses of the information. The Department provides this information on an
"as is" basis. All warranties of any kind, express or implied, including
but not limited to the implied warranties of merchantability, fitness for
a particular purpose, freedom from contamination by computer viruses and
non-infringement of proprietary rights are disclaimed. Changes may be
periodically made to the information herein; these changes may or may not
be incorporated in any new version of the publication. If you have obtained
information from the Department from a source other than the Department,
be aware that electronic data can be altered subsequent to original
distribution. Data can also quickly become out-of-date. It is recommended
that careful attention be
paid to the contents of any data associated with a file, and that the
originator of the data or information be contacted with any questions
regarding appropriate use.
______________________________________________________________________
Disclaimer of Endorsement
The Department is a distributor of content
sometimes supplied by third parties and users. Any opinions, advice,
statements, services, offers, or other information or content expressed
or made available by third parties, including information providers, users,
or others, are those of the respective author(s) or distributor(s) and do
not necessarily state or reflect those of the Department or the State of
Arkansas and shall not be used for advertising or product endorsement
purposes. Reference herein to any specific commercial products, process,
or service by trade name, trademark, manufacturer, or otherwise, does not
constitute or imply its endorsement, recommendation, or favoring by the
Department or the State of Arkansas.
______________________________________________________________________
Disclaimer for External Links
AID may provide links to external web sites that
are not controlled, maintained or regulated by AID. These include links
to web sites operated by other government agencies, nonprofit organizations
and private businesses. When you link to another site, you are no longer
on AID's web site and this Privacy Notice will not apply. When you link
to another web site, you are subject to the privacy policy of that new
site.
The Department is not responsible for the
contents of any off-site pages referenced. The user specifically
acknowledges that the Department is not liable for the defamatory,
offensive, or illegal conduct of other users, links, or third parties and
that the risk of injury from the foregoing rests entirely with the user.
Links from the Department on the World Wide Web to other sites do not
constitute an endorsement from the Department or the State of Arkansas.
These links are provided as an information service only. It is the responsibility
of the web surfer to evaluate the content and usefulness of information
obtained from other sites.
The Department's Homepage contains links to
other related World Wide Web Internet sites and resources. Since the
Department's Homepage is not responsible for the availability of these
outside resources, or their contents, you should direct any concerns
regarding any external link to its site administrator or Webmaster.
______________________________________________________________________
Disclaimer of Duty to Continue
Provision of Data
Due to the dynamic nature of the Internet,
resources that are free and publicly available one day may require a fee
or restricted access the next, and the location of items may change as
menus, homepages, and files are reorganized. The user expressly agrees
that use of the Department website is at the user's sole risk. The
Department does not warrant that the service will be uninterrupted or
error free. The documents and related graphics published on this server
could contain technical inaccuracies or typographical errors. Changes are
periodically added to the information herein. The Department and/or its
respective programs may make improvements and/or changes in the
information and/or programs described herein at any time.
______________________________________________________________________
Choice of Law
Construction of the disclaimers above and
resolution of disputes thereof are governed by the laws of the State of
Arkansas. The laws of the State of Arkansas, U.S.A., shall apply to all
uses of this data and this system. By use of this system and any data
contained therein, the user agrees that use shall conform to all
applicable laws and regulations and user shall not violate the rights of
any third parties.
______________________________________________________________________
Copyright/Trademark
Information presented on this WWW site is
considered public information and may be distributed or copied. The State
of Arkansas retains a nonexclusive, royalty-free license to publish or
reproduce these documents, or allow others to do so, for State Government
purposes. These documents may be freely distributed and used for
non-commercial, scientific and educational purposes. Commercial use of
the documents available from this server may be protected under the U.S.
and Foreign Copyright Laws.
The Department shall remain the sole and
exclusive owner of all rights, title and interest in and to all
specifically copyrighted information created and posted for inclusion in this
system.
Microsoft Windows, Internet Explorer, Access 97,
Access 2000, Excel, PowerPoint and PowerPoint 2000 are registered
trademarks of Microsoft Corporation.
Adobe, Adobe Acrobat, Adobe Acrobat Reader and
PDF are registered trademarks of Adobe Systems Incorporated.
Netscape, the Netscape "N" and
"Ship's Wheel" logos are registered trademarks of Netscape
Communications Corporation in the U.S. and other countries.
PKZIP and PKUNZIP are registered trademarks of
PKWARE, Inc.
WinZip is a registered trademark of WinZip
Computing, Inc.
All other trademarks and registered trademarks
are the property of their respective holders.
______________________________________________________________________
Linking to the AID Website
Links to the Department's website are
permissible, if not encouraged. However, we do ask that links point to
the home page (http://www.insurance.arkansas.gov/)
rather than to a specific page as those links may change.
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