Insurance companies offering individual and small group health insurance plans are required to file proposed rates with the Arkansas Insurance Department for review and approval before plans can be sold to consumers.  The Department reviews rates to ensure that the plans are priced appropriately.  Under Arkansas Law (Ark. Code Ann. § 23-79-110),  the Commissioner shall disapprove a rate filing if he/she finds that the rate is not actuarially sound, is excessive, is inadequate, or is unfairly discriminatory.  The Department relies on outside actuarial analysis by a member of the American Academy of Actuaries to help determine whether a rate filing is sound.

Below, you can review information on rate filings for Plan Year 2018 individual and small group products that comply with the reforms of the Affordable Care Act.  You may also view rate filings for previous years through the federal government's Rate Review website here.

Users will only be able to view the public details of the filing, as certain portions are deemed confidential by law (Ark. Code Ann. § 23-61-103).

Note:  Companies offering on-marketplace plans were allowed to make an alternative filing on August 21 pursuant to AID Bulletin 14-2017.

*Update (10/16):  Due to the change in federal policy regarding Cost Sharing Reduction (CSR) payments, the Arkansas Insurance Department has approved new average rate increases for Individual On/Off Market Plans for PY2018.

INDIVIDUAL ON/OFF MARKET

Company Name
                                                  
Tracking Number
                                   
AVG % Change Requested Affected Lives Filing Summary AVG % Change Approved*
Celtic Insurance Company (Ambetter)

  Non-CSR (8/21)
CELT-131030704


CELT-131164164
9.90%


21.40%
93,171


93,171
PDF


PDF
PDF


PDF

21.40%

QCA Health Plan, Inc.

  Updated (8/1)

  Non-CSR (8/21)
QUAC-131112525

 

QUAC-131159462
22.05%

8.94%

24.66%
21,274

21,274

21,274
PDF

PDF

PDF
PDF

PDF

PDF

24.47%

QualChoice Life & Health Insurance Company, Inc.

  Updated (8/1)

  Non-CSR (8/21)
QUAC-131112934


 

QUAC-131159516
21.94%


8.78%

24.97%
20,101


20,101

20,101
PDF


PDF

PDF
PDF


PDF

PDF

24.78%

USAble Mutual Insurance Company (AR BCBS - Ind.)

  
Non-CSR (8/21)
ARBB-131117163


ARBB-131163741
7.80%


14.20%
202,005


202.005
PDF


PDF
PDF


PDF

14.20%

USAble Mutual Insurance Company (AR BCBS - MSP)     
  Non-CSR (8/21)
ARBB-131117132


ARBB-131163918
7.80%


14.20%
202,005


202.005
PDF


PDF
PDF


PDF

14.20%

INDIVIDUAL OFF MARKET

Company Name
                                               
Tracking Number
                                   
AVG % Change Requested Affected Lives Filing Summary AVG % Change Approved
Freedom Life Insurance Company USHG-131042611 105.87% 2 PDF PDF

105.87%

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USAble Mutual Insurance Company (AR BCBS) ARBB-131126999 7.80% 202,005 PDF PDF

7.80%

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SMALL GROUP OFF MARKET 

Company Name
                                                  
Tracking Number
                                   
AVG % Change Requested Affected Lives Filing Summary AVG % Change Approved
HMO Partners, Inc. (Health Advantage) HLAD-131117167 7.48% 2,823 PDF PDF

7.48%

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QCA Health Plan, Inc. QUAC-131113278 - 6.96% 1,327 PDF PDF

-6.96%

Template
QualChoice Life & Health Insurance Company, Inc. QUAC-131113463 - 7.18% 138 PDF PDF

-7.18%

Template
UnitedHealthcare Insurance Company UHLC-131006378 19.45% 8,447 PDF PDF

19.45%

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UnitedHealthcare Insurance Company of the River Valley UHLC-131006307 11.27% 9,978 PDF PDF

11.27%

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United Healthcare of Arkansas, Inc. UHLC-131006336 16.66% 3,766 PDF PDF

16.66%

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USAble Mutual Insurance Company (AR BCBS) ARBB-131117135 8.60% 10,253 PDF PDF

7.94%

Template