Insurance companies offering individual and small group health insurance plans are required to file proposed rates with the Arkansas Insurance Department for review and approval before plans can be sold to consumers. 

The Department reviews rates to ensure that the plans are priced appropriately.  Under Arkansas Law (Ark. Code Ann. § 23-79-110),  the Commissioner shall disapprove a rate filing if he/she finds that the rate is not actuarially sound, is excessive, is inadequate, or is unfairly discriminatory.

The Department relies on outside actuarial analysis by a member of the American Academy of Actuaries to help determine whether a rate filing is sound.

Below, you can review information on the proposed rate filings for Plan Year 2021 individual and small group products that comply with the reforms of the Affordable Care Act.  

To review the approved plan filings for Plan Year 2020, click here.  For Plan Year 2019, click here.

You may also view rate filings for previous years through the federal government's Rate Review website here.

Users will only be able to view the public details of the filing, as certain portions are deemed confidential by law (Ark. Code Ann. § 23-61-103).

INDIVIDUAL ON/OFF MARKET

Company Name/
Tracking Number

AVG % Change
Requested

Affected Lives

Filing

One-Page
Summary

AVG % Change
Approved

SERFF Tracking Number

Celtic Insurance Company (Ambetter)

13.267%

64,776

PDF

PDF

PENDING

CELT-132314697

QCA Health Plan, Inc.

11.258%

25,403

PDF

PDF

PENDING

QUAC-132379746

HMO Partners, Inc. d/b/a Health Advantage

0.000%

-

PDF

PDF

PENDING

HLAD-132409289

QualChoice Life and Health Insurance Company, Inc.

11.215%

25,337

PDF

PDF

PENDING

QUAC-132379836

Oscar Insurance Company

0.000%

-

PDF

PDF

PENDING

OHIN-132423511

USAble Mutual Insurance Co. (AR Blue Cross & Blue Shield)

2.900%

144,076

PDF

PDF

PENDING

ARBB-132412314

SMALL GROUP OFF MARKET 

Company Name/
Tracking Number

AVG % Change
Requested

Affected Lives

Filing

One-Page
Summary

AVG % Change
Approved

SERFF Tracking Number

QCA Health Plan, Inc.

-1.060%

5,541

PDF

PDF

PENDING

QUAC-132467279

UnitedHealthcare Insurance Company of the River Valley

2.140%

7,593

PDF

PDF

PENDING

UHLC-132452978

UnitedHealthcare Insurance Company

-0.010%

845

PDF

PDF

PENDING

UHLC-132453059

QualChoice Life and Health Insurance Company

0.040%

3,670

PDF

PDF

PENDING

QUAC-132467424

HMO Partners, Inc. (Health Advantage)

-1.460%

5,240

PDF

PDF

PENDING

HLAD-132460274

Arkansas Blue Cross and Blue Shield

-1.770%

20,714

PDF

PDF

PENDING

ARBB-132460151

"UnitedHealthcare Insurance Company of Arkansas

 

5.870%

3,466

PDF

PDF

PENDING

UHLC-132452971