Filing Information
Please see Property & Casualty Filing Requirements for more information.
Filing Fees
Rule 57 Filing Fees:
All fees apply per filing—not per company or per form. A single fee covers any number of forms and any number of companies. For example, a filing with 20 forms for 2 companies requires only one fee.
| Fee | Cost |
|---|---|
| Form Filing (New or Corrections) | $50 |
| Rate, Loss Cost, Changes to Loss Cost Multiplier, or Independent Rate Filing | $100 |
| Loss Cost, Adopting Advisory Org Loss Cost with no change to Loss Cost Multiplier | $50 |
| Rule Adopting Advisory Org Reference or Item Filing | $50 |
| Rule – Independent Rule Filing | $50 |
Arkansas does not impose retaliatory fees for property and casualty insurance.
Electronic Funds Transfers (“EFT”) are required and due at the time of submission of the filing through SERFF.
Arkansas allows closed filings to be reopened upon request for minor corrections, scrivener’s errors, and effective dates. Submit your request through a “note to reviewer” or “post-submission update” through the filing.
Substantive changes or additions to closed filings must be made in a new filing with the appropriate fee.
Additional Information Regarding Fees and Filing Requirements
- Rule 57, §5, subsection II(a)(7), Filing Corrections and §24, subsection, Scrivener’s Errors
- Rule 23, Property & Casualty Rate and Form Filings
- Ark. Code Ann. § 23-67-201 et seq. and Ark. Code Ann. § 23-79-101 et seq.
Important Notices and Data Reports
Below are helpful links and tools for rate and form filers.
NAIC Product Requirements Locator Database
Contains Arkansas checklist in a searchable database by product type. This database also contains the requirements from several other states so that the product filer can more efficiently file in two or more jurisdictions.
SERFF – System for Electronic Rate and Form Filing
SERFF streamlines the filing process by allowing insurers to submit filings electronically, reducing both processing time and costs.
Policy Forms & Rate Filing Information
Forms and rates filed with the Arkansas Department of Insurance since July 1, 2002, are searchable through SERFF.
NAIC Uniform Product Coding Matrix
Provides standardized codes for lines of insurance. Special transmittal forms related to unique situations are available in the corresponding bulletins.
Information on Surplus Lines
When licensed insurers cannot provide needed coverage, consumers may obtain coverage through an approved surplus lines insurer (non‑admitted) via a licensed surplus line broker. Individuals or businesses may also self‑procure coverage directly from a non‑admitted insurer.
See Rule 24 for information regarding surplus lines coverage.
Licensed Advisory Organization
Advisory Organization or Rate Service Organization are “any entity which either has two (2) or more member insurers or is controlled either directly or indirectly by two (2) or more insurers, licensed under § 23-67-214, and which assists insurers in ratemaking-related activities such as those enumerated in § 23-67-216 or two (2) or more insurers having a common ownership or operating in this state under common management or control constitute a single insurer for the purpose of this definition.
Property and Casualty Data
Access reports and data related to property and casualty insurance in Arkansas.
Regulator Contact List by Line of Business
A complete list of all Arkansas lines of business with the analyst’s name, telephone number, fax number and email address.
Company Search
Search to verify whether a company is licensed in Arkansas.
Helpful Phone Numbers
Arkansas Rural Risk Underwriting Association
Arkansas Only: 1-800-272-6588
Out of State: 1-800-233-2398
Arkansas Automobile Insurance Plan
Agents Only: 1-800-413-5808
Consumers must access this plan through their insurance agent.
Earthquake Market Assistance Program
Phone: 1-800-852-5494